I know! I know I'm preaching to the choir!
Children are expensive and Special Needs children require so many costs I never thought I would be budgeting...
Food, of course but a special diet where every product averages 4x more expensive... No
Diapers - sure until 2, Maggie is 5 and toilet training is not in the near future
Medical Insurance - I assumed I would be able to work allowing for an employer to contribute in part or provide insurance. And I thought I would have a deductible of 5,000 and never pay it every year... HAHA
So the idea that my child has 2 insurance providers, 2 premiums, 2 deductibles - and uses them - is daunting.
Childcare - I was lucky and had amazing people through church help me whenever I needed it but I know this is a huge expense for the average family and at a certain point, it's hard to find care, or PCA's or anyone who is able and willing to help watch your child. It gets harder and harder to have breaks - which are priceless!
School - public school is not an option, and fortunately private at the moment is through insurance but the future is uncertain..
The future, long term planning is going to be my best friend and enemy! A daunting task I alone get to take on!
A side note to single moms -
Child support is nice even necessary, but never depend on it.